How to Negotiate for Increased Sales and Profits

Learning how to negotiate to increase sales and profits is an essential skill set in a competitive marketplace. Discussing price before you’ve estab­lished the value of your product great­ly reduces the options available to create a win/win agreement. Talking...

Monthly Budget Your Way to Financial Freedom

Why should we ever bother with doing a monthly budget? Let me point out some of the reasons. The world economy is going down, particularly in those countries where the working class subsists on credit. This is not good news if you do not have anything stashed for the...

Ways of Managing Money

People earn money and some simply do not know how to save their money, so they go and spend it on frivolous things. However, there is an entire art to saving money and being money wise. This means that there are people who have mastered how to manage money and cut...

Top 5 Ways to Manage Your Payment History

Since your payment history affects 35% of your credit score, it is easily the most important part of your credit profile. It is also one that you can control. Clearly, the best way to achieve a high credit score and a positive credit report is to maintain a flawless...